Proven Results for Member Agencies
17.6%
average annual member premium growth
$500+
million in additional income earned by SIAA member agencies
5
ways to get paid! - more than any other alliance
The income growth SIAA members experience comes from a unique compensation model built on five distinct income streams that reward performance, encourage growth, and strengthen long-term profitability.
1. Commissions
SIAA negotiates the highest available commissions, paid directly to member agencies. Members earn top-tier compensation with our strategic partner companies, generating income for every policy written and every policy renewal.
2. Profit Sharing
Beyond commissions, SIAA provides significant profit-sharing payouts to Master Agencies, which are then distributed to member agencies based on individual performance, not an all-or-nothing threshold. Every agency that performs shares in the results.
3. Regional Incentives
SIAA Master Agencies negotiate exclusive regional incentive programs that reward growth, profitability, and carrier alignment. These localized bonuses stack with national programs, creating additional earning potential throughout the year.
4. Quarterly Portfolio Management Service Fees (PMSF)
Member agencies with direct appointments receive a fixed, guaranteed Quarterly PMSF, providing reliable income every quarter. This steady stream of revenue is unique to the SIAA model and reinforces consistent performance.
5. Year-End Management Service Fees (PMSF)
Like a traditional profit-sharing component, Annual PMSF rewards agencies for premium growth, retention, and overall profitability. The Year-End PMSF complements the quarterly payments, a powerful combination that builds predictable, sustainable income.
Together, these five income streams create a comprehensive, performance-driven compensation model that rewards growth at every level. It’s how SIAA members earn more, keep more, and build long-term value in their agencies.
Additional Income Opportunities
Beyond the core five ways to earn, SIAA enables member agencies to diversify income and strengthen client relationships.
- Life Insurance & Group Benefits – Add high-margin recurring revenue through trusted partner carriers.
- Programs & Specialty Markets (E&S) – Expand into niche and underserved classes that also qualify for PMSF participation.
- Agency Acquisition & Perpetuation – Access a framework for buying, selling, or transitioning agencies within the SIAA network, helping members protect and maximize agency value.
Built-In Advantages That Accelerate Growth
Every SIAA member benefits from a complete ecosystem of support, from data-driven growth tools to professional development and market access, designed to increase income and efficiency at every stage of the agency lifecycle.
Learn More“Being a part of SIAA has continued to separate us from the pack. The advantages and opportunities afforded by SIAA membership have pushed our income way above the norm!”
Terry Hyland
Hyland Insurance
Louisville, KY