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August 2022 | A hardened insurance market, digital competition and changing consumer behavior has disrupted the industry over the last two years. However, this isn’t the first time the independent agent has heard they will soon be wiped out, like dinosaurs. Direct writers, the internet, InsurTech (and now embedded insurance) have all threatened but still the independent agent remains. How? Evolving. All things that were once threats (the internet) became opportunities for the agent who evolved and adapted to change.

In this issue:

  • Embedded Insurance: Opportunity Exists for Independent Agents as Consumers Drive Industry Change
  • How to Thrive in a Hard Market: Be Proactive and Educate Clients
  • Understanding the Threat of Cyberattacks and Insuring Against Them
  • What Your Retail Location Says About Your Agency

…and more!

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